Making a car insurance claim after an accident is easier said than done, as you’ll have many other responsibilities at this time. This is particularly true if you’re dealing with the aftermath of a serious injury.
Here are three things you should always do when making a car insurance claim:
- Review your policy: It’s critical to understand the finer details of your policy, as this gives you the knowledge necessary to protect your legal rights as you seek compensation for your injuries and related damages.
- Don’t wait to file a claim: You know you have to contact your agent sooner rather than later, so you’re best off doing so as quickly as possible. Once your health is stabilized, contact your agent to file a claim and learn more about the next steps in the process.
- Keep detailed notes: When did you file your car insurance claim? Who did you speak with? What was discussed? Have you followed up with any other company representatives? Take detailed notes of all conversations you have with car insurance company representatives.
A car accident, especially one in which you are injured, has the potential to turn your life upside down.
While your health is more important than anything else after an accident, you shouldn’t wait too long to contact your insurance company. It’s okay to rely on your agent for guidance, but don’t assume that this person is on your side.
The impact of a car accident is real, so do whatever it takes to protect your legal rights in the days, weeks and months that follow.