If you were seriously injured on the job, it is likely that the first place you turned for financial relief was workers’ compensation. Many workers know about their right to compensation for an injury at work, but they are less well-versed on what happens when an injury becomes a permanent disability.
If you are told that you have become permanently disabled in some way after your injury at work, it is likely that your whole outlook on life altered. You may not be able to continue in the same profession as a result of your injury, and therefore, it is likely that workers’ compensation will not be enough to support you in the aftermath of the workplace accident. It is important that you learn more about your rights as an injured worker, and how you can gain compensation.
How do disability benefits differ from workers’ compensation?
Workers’ compensation is used as a temporary measure to help workers who become injured and need to recover by taking time off work. Workers’ compensation is a coverage that is directly related to your employer. Essentially your employer is paying you compensation through their insurance policy. However, disability benefits work quite differently.
Disability benefits are gained through Social Security, and they may be temporary or permanent, depending on the type of disability benefits you are entitled to. The aim of disability benefits is to help people financially at a time when they are not able to work.
If you have been made permanently disabled after a work accident, it is important that you take action so that you are not suffering financially.