Employees who are injured while they are working might have a sense of dread. The unknowns about what is going to happen if they aren’t able to go to work can make it difficult for them to live life.
If you were hurt at work, you might wonder how you are going to pay your bills and get medical care as you try to heal from your injuries. Workers’ compensation could be the answer to these issues.
Here are some points to remember about workers’ compensation if you need to seek compensation through the program.
Workers’ compensation coverage starts on the day that you start working. There isn’t any waiting period for the coverage, so if you get hurt during your first shift, you are covered.
If you are injured at work, be sure to report your injury as soon as it occurs. Even though coverage starts on day one, there are time limits that could affect your claim if you wait too long to file the claim. Another reason to let your employer know right away is that the sooner you let the employer know, the sooner you are likely going to receive benefits.
There is a three-day period for which no benefits will be paid unless you aren’t able to work for at least seven days. If you aren’t able to work for seven days or longer, the first three days would be compensable after the seven day period has elapsed.
While you are responsible for letting your employer know about your injuries, the employer is the party that is responsible for letting the workers’ compensation insurance carrier know about the incident.
If you think that you are due workers’ compensation benefits and aren’t getting the amount that you should, you have the right to seek assistance with getting the benefits you need.
Source: State of Wisconsin: Department of Workforce Development, “When Does Coverage Begin?,” accessed Jan. 04, 2017